Investment Property Insurance for Rental Houses
Professional Insurors, Oklahoma City (OKC) based business insurance provider offers the most comprehensive and cost-effective Investment Property insurance and risk management programs in the industry for Rental Houses. Our Nationwide Rental House Insurance Program features a dedicated claims and risk management team so you can be confident that your insurance claims are supervised by an in-house claims advocate that understands your industry. This program was designed for everyone from the 10 location owner to the largest property management firms. It is our opinion that once your portfolio reaches 10 properties you are no longer a casual investor, but a business, and should be treated as such. We offer a user friendly online management system that allows for a client to instantly see the insurance cost per asset while reviewing the entirety of their portfolio and understand the premium ramifications for adding and removing assets. The system truly allows its users to manage their portfolios at their fingertips. This program was designed for investors and property managers with medium to large portfolios and have intent to grow, and great for flip houses as well!
Program Highlights
One master policy, one renewal date for all Rental Houses
Replacement Cost for Rent Houses
Easy Add/Drop system
instant rating/reporting
30 day retro coverage
No separate wind/hail deductibles
Competitive Carriers
Online Billing Payment
No Coinsurance Penalties
Property Insurance
Property Insurance covers the risk of property loss in a variety of commercial situations including:
Residential Dwelling (replacement cost)
Boiler Coverage
Business Personal Property (appliances, furniture)
Equipment Breakdown Coverage (If boiler is present)
Loss of Rents Coverage
Extra Expense
Vacant Properties
Rental Houses under Construction or renovation
Commercial General Liability Insurance
Our program has built in a comprehensive liability coverage that applies to every property on the schedule as soon as it is added. Coverage applies to bodily injury, property damage, and medical payments to which the insurance applies.
Assault & Battery (coverage included)
Hired & Non-Owned Auto Liability
Flexible deductibles
Per location Aggregate Limits
Instant coverage when property is added online
Other Business Insurance Coverages
Workers Compensation Insurance
Umbrella Liability (Limits to $100,000,000)
Equipment Breakdown
Employment Practices Liability (EPLI)
Health & Benefits Insurance
Flood Insurance
Earthquake Insurance
Business Auto Insurance
Directors & Officers Liability
Discrimination Liability
Errors & Omissions for Property Managers
Crime:
Employee Dishonesty
Money & Securities
Robbery & Burglary
401K ERISA Coverage
