Oklahoma Construction Insurance

Professional Insurors in OKC has Oklahoma Construction Insurance

Professional Insurors offers the most comprehensive Construction Insurance & Risk Management programs in the Industry. 

Whether you just work in Oklahoma City(OKC) or travel to other states to perform your services we have the ability to protect your company with comprehensive construction insurance. Our Contractors Program features a dedicated claims and risk management team so you can be confident that your construction insurance claims are being supervised by an in-house claims coordinator and your risk management needs are met by our experienced knowledge staff.  We can insure the General Contractor  doing broad types of work to the Trade Contractor doing specific types of work on the construction project. Not all types of construction insurance or other types of coverages are available to all contractors and are subject to underwriter approval.

General Liability Insurance

General Liability insurance in Oklahoma City (OKC) or throughout the country consists of coverages which protect an insured against third party claims for property damages or bodily injury.

Construction Insurance - General Liability Highlights

  • Per Project Aggregate (new limits per project)

  • Blanket Additional Insured

  • Blanket Waiver of Subrogation

  • Broad Definitions of who is Insured

  • Broad Definition of Territory

Construction Workers Compensation Insurance

Workers compensation insurance covers injuries to your Employees while in the course of Employment.


  • Multi-State coverage

  • Hazardous industries coverage available

  • Blanket Waiver of Subrogation

  • Pay as you go solutions available

  • Meets all state guidelines

Commercial Insurance for Automobile (Fleet)

Commercial Auto Liability and physical damage protects your vehicles from physical damage and protects you from claims from third parties caused by bodily injury or property damage.


  • Blanket Additional Insured

  • Named Coverage for Owners of Company

  • Broad Coverage Territory

  • Hired/Non-Owned Automobile

  • Automatic coverage for Large Fleets (no reporting required)

Commercial Umbrella Insurance/Excess Liability Insurance

Commercial Umbrella Insurance/Excess Liability Insurance is another form of insurance you might need under the umbrella of construction insurance, and is a coverage that extends the limits of  your underlying covered policies like General Liability, Workers Compensation, and Commercial Automobile to a higher limit than is available with the underlying policy limits. 

Commercial Umbrella Insurance Highlights

  • High Limits Available (min $1,000,000 up to $100,000,000)

  • Following Form or Full Umbrella based on risk and size

  • Blanket Additional Insured

Construction Insurance - Contractors Equipment Coverage

Contractors Equipment Coverage, often called "inland marine" in Oklahoma, covers your equipment physical damage including collision, theft, and many other perils.   The liability for this equipment is usually covered under your General Liability policy.

Contractors Equipment Insurance Highlights

  • Coverage area is very broad

  • Multiple deductible options

  • Replacement Cost for Newer Equipment

Builders Risk / Installation Floater Insurance Coverage

Builders Risk covers your building(s) while under construction.  Installation floaters designed for trade contractors insure their property risk in the building while under construction.

Insurance Highlights

  • Blanket or Per Project Basis policies

  • Very Competitive rates

  • Owners interest coverage available

  • Testing Coverage Available

  • Multiple deductible options

Construction Bonding

  • License and Permit Bonds available nationwide

  • Performance & Payment Bonds Available (Underwriting Required)

Other Oklahoma(OKC) Business Insurance Coverages


Chris L. Moxley